(PRWEB UK) 9 September 2012
Purchasing travel insurance is as essential as packing the sun cream and swimming costume when it comes to holidays. Whether it’s a simple holiday to the Costa del Sol or venturing to somewhere a little more unusual, travel insurance can put your mind at rest when it comes to the risk of medical problems, theft, loss and other potential problems.
Of course, if planning to go to a high risk holiday destination, it pays to be even more mindful of potential problems, and travel insurance is an absolute necessity.
It’s advisable to check with the Foreign and Commonwealth Office website before making travel plans, as it will be able to advise on whether travel to any intended destination is recommended.
For instance, FCO currently advises against travelling to Iran, Mali, Somalia, Syria and Yemen and against some parts of Egypt, India, Japan and Thailand.
Lots of common holiday hotspots throughout Europe, America and the rest of the world have high crime rates, especially as tourists make easy targets for thieves and pickpockets. Some cities are infamous for this unsavoury act such as Barcelona, Rome and Prague. Unfortunately in these cities pick picketing is sometimes how people make their living.
Madrid and Paris are also high risk pick pocket destinations. The busy streets and crowded underground metro systems are ideal for crafty pick pockets.
It’s important to be wise to such crime and take reasonable care of valued possessions in order for a travel insurance policy to pay out. It’s always important to check the limits of individual items, as it could be as little as £250. Always report an incident, loss or theft as quickly as possible. Some insurance policies require this to be done within 24 hours to the police in order to claim. Check the policy to see how much the excess is for each claim.
If planning a visit to a destination that is prone to natural disasters, such as earthquakes, tsunamis and hurricanes, make sure the chosen travel insurance has both medical/health cover in case of injury, but also cancellation and curtailment cover in case of holiday abandonment. Places such as Florida, Japan, Hawaii and Turkey have suffered from such events in recent times.
Whatever holiday is chosen, a few simple steps can help make it a stress free experience. Research destinations beforehand, don’t panic if anything goes wrong and remember to keep a record of all insurance documents ready for emergencies.
Protect Your Bubble offers travel insurance from as little as £3.96 for a single trip policy. If a frequent traveller, annual multi-trip policies are available starting from £25.77.
About Protect Your Bubble
Backed by a Fortune 500 company, Protect your bubble is the UK’s largest gadget insurer that also offers a wide range of insurance products include Travel Insurance, Car Hire insurance, Smartphone insurance, Home insurance and Bicycle insurance; all at great value affordable prices.
Travel Insurance - uk.protectyourbubble.com/travel-insurance/
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Prices quoted correct at time of publish and are subject to change.