Bristol, UK (PRWEB UK) 22 January 2013
Insurance Cash Ratings
At present, safes are assigned an Insurance cash rating. There are various standards, ranging from safes with no official test with in house advisory Insurance cash ratings of £1000 at the lowest end to Eurograde fully tested safes, which have grades from Euro Grade 0 - £6,000 cash rating to Euro Grade 6 - £150,000. The cash rating denotes the recommended maximum cash value of money that can be stored overnight if the safe is correctly installed according to the manufacturer's recommendation or 10x the cash rating for other valuables, such as jewellery, to be stored in the safe.
While the security ratings such as Eurograde gives consumers a general idea of how much they can rely on the ability of the safe to resist theft, it doesn't offer much information about performance of a safe in the event of a fire.
Even if the contents of a safe aren't burned, the intense heat created during a typical fire can damage or destroy money and papers; sufficient heat can also ruin precious stones and metals, permanently damaging valuable jewellery. With this in mind, many consumers are interested in the heat and fire resistance of the safes they are planning to buy; yet the security standard such as Euro Grade conveys little data on such crucial factors.
To determine the ability of a safe to withstand heat and fire, a consumer needs to look at the fire resistance time rating offered for the safe (30 minutes is a typical figure); or, for greater assurance, to the European standard to which the safe has been tested. These standards are represented by a string of alphanumeric characters (such as EN-1047-1, the highest standard) and can seem unintuitive and perplexing.
Developed by the founder of Safe Options, Robert Phillips, the Robert's Rating system was designed to take the confusion out of buying a safe. It presents a clear, easily-intelligible alternative to the confusing fire and security standards, using familiar symbols and the minimum of explanation. A Robert's Rating consists of two elements: the security rating and the fire resistance rating.
With regard to security, safes are graded from Bronze (the lowest security level) through Silver and Gold to Platinum (the highest rating). Extra clarification is provided by a handy padlock score; each level can be modified by a score of one to three padlocks.
The fire resistance of a safe is given by a rating of one to four flame symbols. Fire resistance times given by manufacturers cannot always offer a true comparison, because the fire tests that the safe undergoes can differ in intensity. Thus, the "Robert's Rating" for Fire resistance not only takes into account the length of the fire test, but also how stringent the fire test has been in it's execution. This gives the consumer a far better and easier way of comparing the fire resistance of safes.
It's hoped that this revolutionary new way of denoting security and fire-resistance will encourage more consumers to invest in better security, by giving them the confidence to select the right safe. For customers bewildered by Euro Grades and cash values, the transparency of the Robert's Rating system is likely to represent a refreshing change.
Safe Options run regular competitions with superb prizes on offer. This month's prize is a Burton Firesec 4/60 Size 1 Security Fire Safe. With a retail price of £297.00 + VAT this is a a fantastic prize. The safe offers one hour fire protection and £4,000.00 tested insurance security rating ( £40,000 for valuables). In addition the safe has a Robert's Security rating of Silver (2 padlocks) and Fire Rating of 3 Flames. Enter the competition by visiting http://www.safeoptions.co.uk/competitions.
Safe Options Limited
4-5 The Grove
Bristol, BS1 4QZ
0117 929 2104.